KSW Lawyers Partner Featured in Canada’s Top 50 Lawyers.
CONTACT
PAY BILL
LINKEDIN
CONTACT
PAY BILL
LINKEDIN
CONTACT
PAY BILL
LINKEDIN
Home
> Lawyer Content
> Blog title on how to fine the perfect lawyer

PERSONAL

Insurance Denials

You get insurance so you have peace of mind that if something goes wrong, you and your family are protected and provided for. But if your claim is denied and your insurer resists payment -- no matter the reason -- it can be frustrating and sometimes even devastating.

If your claim has been denied, the insurance lawyers at KSW Lawyers can help you file an appeal or a legal claim, and pursue the benefits you paid for in good faith. We’ve represented clients at all levels of court since 1973, and have an outstanding track record of successful results  for our clients.

Choose a Practice Area
Our Insurance Lawyers
With decades of experience, up-to-date knowledge of the field and meticulous attention to detail, our insurance lawyers can help you navigate the claims appeal process in pursuit of the benefits you’re entitled to.
Get In Touch For a Consultation
For more information or to schedule a consultation, call us at 604-591-7321 or click the button below to contact us online.
Get In Touch
Life & Disability
Life insurance and disability claim denials hit you at your most vulnerable time -- right after the loss of a loved one, or when your whole life may be radically changing due to an injury. Fortunately, a denied claim isn’t the end. Depending on the terms of your policy, the insurance lawyers at KSW Lawyers can help you fight to protect yourself and your family.
Disability Insurance
Disability insurance (short-term and long-term) can help protect an individual and his/her family from an unexpected illness or accident that leaves a person unable to work and earn an income.

Generally, disability insurance replaces between 60% and 85% of one's regular income. LTD insurance benefits generally begin when the following benefits end:
- short-term disability insurance;
- sick leave benefits from your employer; and
- employee insurance ("EI") benefits.
Long Term Disability Benefits (“LTD”)
Most LTD plans will replace 60% to 70% of an individual's normal income. Each disability plan is different. Some may provide disability benefits for up to 2 years if a person is unable to return to the job he/she had before becoming disabled. After 2 years, a person may continue to receive benefits only if he/she is unable to work at any job.

Unfortunately, a lot of times the insurance company might deny someone’s application for disability benefits, even when it is a legitimate claim. This is where our experienced Disability Lawyers team can jump in and represent your interest, obtain the necessary medical examinations and opinions, and get retroactive and future benefits for you.

The KSW Disability Team takes most of these files on a contingency basis, meaning you don’t pay anything until you get a settlement!

Learn more about LTD Claims in our detailed Articles in the Learning Section covering the following topics:
  • Overview of Disability Insurance Benefits and Eligibility
  • Applying for Long Term Disability and Denied Claims
  • Calculating Damages in a Wrongful Dismissal With a Disability Benefit Claim
  • Disputing Denied Disability Claims
  • Remedies and Overview of Legal Process
Get In Touch For a Consultation
For more information or to schedule a consultation, call us at 604-591-7321 or click the button below to contact us online.
Get In Touch
Occupiers Liability
The Occupiers Liability Act holds property owners accountable, ensuring that anyone using their property is not exposed to unreasonable risk. If you’ve been injured because of someone else’s negligence, our team can help you obtain fair compensation for your injuries.
Get In Touch For a Consultation
For more information or to schedule a consultation, call us at 604-591-7321 or click the button below to contact us online.
Get In Touch
Property & Fire
Property damage at your home can be devastating -- even more so when your claim is denied, and you are left uprooted, sometimes with nowhere to go. If your insurer is resisting your claims, or has denied them outright, the team at KSW Lawyers is here to help advise you on your best course of action, preventing future issues, and claiming the benefits you are entitled to under your policy.
Get In Touch For a Consultation
For more information or to schedule a consultation, call us at 604-591-7321 or click the button below to contact us online.
Get In Touch
Please select your sub practice above
Our Insurance Denials Lawyer(s)

Sandy Chen

Lawyer

Heading

Surrey, BC

+1 604 591 7321

Email

Andrew Zacharias

Partner

Heading

Abbotsford, BC

604-746-4357

Email

Christopher C. Godwin

Lawyer

Heading

Abbotsford, BC

604-746-4357

Email

Over 100+ 5 Star Google Reviews
50 Years In Business
14 Practice Areas
Offices Across The Lower Mainland
I would like to take a moment to express my heartfelt gratitude from Mr. Rory Morgan and Pamela, for the exceptional work you both did on my case with ICBC. Your professionalism, dedication, and expertise truly made all the difference for me. From the very beginning, you took the time to understand the nuances of my situation and provided clear explanation, compassionate guidance every step of the way for many years until the case settlement completed. Your skill in navigating the complexities of my ICBC case and your effective communication through email, Zoom meetings, phone calls, or in-person discussions was greatly appreciated. I also valued your understanding of the cultural differences I was facing. I appreciated Pamela and your prompt responses to my questions and the way you kept me informed throughout the process for the past years. It was comforting to know that I had someone so capable advocating on my behalf with ICBC and to give me peace of mind. Thanks to your hard work, we reached a favorable resolution, and I couldn't be more pleased with the outcome. I am incredibly grateful to have had you as my lawyer and would highly recommend your services to anyone in need of legal advice. Thank you both again for everything!
Shima A
Seamless process of real estate purchase, effective, on time, punctual, helpful with hiccup caused by developer's lawyer, friendly ... We will continue using KSW office for all of our Legal needs.
Goran T.
I will highly recommend Eoin Logan and KSW Law Firm to my family and friends. Eoin Logan provided exceptional service. He was professional, kind, thoughtful, and most importantly, he understood my needs. This was my first experience requiring legal assistance, specifically with immigration matters. At the time, I felt overwhelmed and uncertain about the next steps. I contacted Eoin, who provided a comprehensive overview of the situation and explained all the details clearly. He offered the support I needed when I felt most vulnerable. Regarding pricing, I initially anticipated it would be quite high, given my lack of experience with legal services. However, Eoin assisted in negotiating with the office, resulting in a very favourable deal. The case was successfully resolved, and the problem was addressed, all thanks to Eoin’s diligent efforts. While I hope no one ever needs a lawyer, if you do, this is the firm to choose.
Thomas Y.
I worked with Sandy and I am so appritiate for his counsulting, he help me clearly saw my situation and make a good desicion.
Samrae A.
Sint doloremque id dolor
Deleniti Nulla Repellendus Laborum
Molestiae sint assumenda sequi iure possimus voluptatem ad. Ut dolore ut est quo a velit. Quae illum optio magnam voluptas minus.
Nihil
Non est aut est sequi sunt quasi debitis eum. Voluptates rerum adipisci laborum voluptatem magnam pariatur voluptas. Perferendis corrupti et
Labore Molestias Nemo Consectetur
Recent Articles

Tailor Your
Representation

Contact us for a consultation today and our team will be happy to direct you to services tailored to your specific situation.

Contact