With decades of experience, up-to-date knowledge of the field and meticulous attention to detail, our insurance lawyers can help you navigate the claims appeal process in pursuit of the benefits you’re entitled to. 

Life insurance and disability claim denials hit you at your most vulnerable time -- right after the loss of a loved one, or when your whole life may be radically changing due to an injury. Fortunately, a denied claim isn’t the end. Depending on the terms of your policy, the insurance lawyers at KSW Lawyers can help you fight to protect yourself and your family. 

Disability insurance (short-term and long-term) can help protect an individual and his/her family from an unexpected illness or accident that leaves a person unable to work and earn an income.

Generally, disability insurance replaces between 60% and 85% of one's regular income. LTD insurance benefits generally begin when the following benefits end:
- short-term disability insurance;
- sick leave benefits from your employer; and
- employee insurance ("EI") benefits.

• Overview of Disability Insurance Benefits and Eligibility
• Applying for Long Term Disability and Denied Claims
  
• Calculating Damages in a Wrongful Dismissal With a Disability Benefit Claim
  
• Disputing Denied Disability Claims
• Remedies and Overview of Legal Process

Property damage at your home can be devastating -- even more so when your claim is denied, and you are left uprooted, sometimes with nowhere to go. If your insurer is resisting your claims, or has denied them outright, the team at KSW Lawyers is here to help advise you on your best course of action, preventing future issues, and claiming the benefits you are entitled to under your policy.

The Occupiers Liability Act holds property owners accountable, ensuring that anyone using their property is not exposed to unreasonable risk. If you’ve been injured because of someone else’s negligence, our team can help you obtain fair compensation for your injuries.